Why Auditors Love Trust Swiftly’s NIST IAL3 Verification Audit Trail

FedRAMP standards must be upheld, yet distributed teams may find this difficult to do so. Flying employees to various proofing sessions across the country is expensive and time consuming; proofing sessions must also take place regularly so as not to miss anything important.

TrustSwiftly allows businesses to meet IAL3 requirements without incurring significant costs, as its solution provides a self-service kiosk with no code page that allows a verification session on devices.

IAL3 is the highest level of identity proofing

NIST requires three levels of identity proofing: IAL3 being the highest. This level involves face-to-face interaction with a CSP representative or remote session supervision to confirm claimed identity and biometrics, providing an additional layer of security against sophisticated fraud attacks including evidence falsification, theft and repudiation. Hardware backed authenticators such as YubiKey security tokens as well as rigorous chain-of-custody processes must also be implemented as part of this proofing procedure.

Trust Swiftly’s patent technology can make meeting IAL3 requirements simpler, cheaper and faster, providing businesses with a cost-effective way to improve customer experiences while decreasing cyber liability insurance premiums and security risks.

NIST 800-63A IAL3 2025 revision changes its requirements from checklist-based requirements to risk-based Digital Identity Risk Management framework, with stronger phishing-resistant authentication and continuous verification required of any authentication method selected for transactions of high transaction sensitivity while remaining compliant with all underlying regulations. Businesses are enabled to select their IAL, AAL or FAL dynamically according to transaction sensitivity while remaining compliant with underlying regulations.

IAL3 is supervised

NIST IAL3 verification is a highly supervised level of identity proofing that requires direct interaction between an identity proofing agent and their clients to confirm real world identities of individuals claiming they belong to certain claims. Its goal is to protect against impersonation attacks by linking any claims with unique real world identities, providing impersonation attacks with a safeguard mechanism. IAL3 verification forms part of NIST security guidelines as the highest level of assurance available today.

HYPR’s comprehensive, passwordless authentication and identity verification platform allows businesses to comply with NIST IAL3 requirements while eliminating vulnerable password-based methods and reducing cyber liability insurance costs. IAL3 verification includes document authentication, facial recognition with liveness detection capabilities and dynamic knowledge-based identity checks – making compliance simple!

TrustSwiftly differs from other solutions by instantly connecting an authenticator with a verified identity shortly after an IAL3 session, thus guaranteeing no other person can gain entry to your company systems using the YubiKey and thus reducing data breaches while meeting non-repudiation requirements for FedRAMP and GDPR compliance.

IAL3 is scalable

For compliance with IAL3 requirements, CSP representatives must inspect individual identity documents and collect biometrics on secure hardware – an expensive, time-consuming and unscalable process for remote workers that poses potential security risks and compliance bottlenecks.

Trust Swiftly’s IAL3 compliant solution makes verification simpler by equipping kiosks with apps or single browser pages that begin the verification process, then connecting live with each device so agents can review each piece of evidence and ensure its validity – providing more scalable IAL3 identity proofing at greater levels of assurance than traditional in-person proofing alone.

IAL3 verification process uses real biometrics against official documents using trusted hardware to detect deepfakes and AI impersonation, while also guaranteeing that each hardware authenticator linked directly with an individual. This ensures maximum protection from modern attacks such as document falsification, theft and repudiation while also limiting high-scale threats such as document falsification theft repudiation etc.

IAL3 is auditable

Identity Assurance Levels (IALs) are an integral component of NIST digital identity guidelines, measuring confidence that claimed identities match up with real world identities, as well as verifying attributes correctly associated with them. This may involve verifying whether the person is present for verification processes in person, or remotely verified with secure hardware-backed authenticators such as FIDO certified passwordless authentication. With email OTP and SMS-based authentication becoming less reliable against modern attacks on digital identities, deprecating and downgrading them as methods is becoming a priority in response.

In-person proofing can be costly and time consuming; it does not scale for remote workers. An efficient IAL3 process does more than meet FedRAMP High requirements or satisfy a 3PAO; it protects privileged accounts from sophisticated threats while decreasing cyber liability insurance premiums. HYPR Affirm is designed for identity proofing with step-up reproofing depending on risk; furthermore it securely links authenticators immediately with verifying processes to prevent stand-in fraud.

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